For quite awhile, I have been using an iPhone 3GS. The 3GS was introduced by Apple in June, 2009. That would make the 3GS five years old. There is a giant world of difference between a 3GS and a 5s. My feeling is that buyers of the 5s should be given a document cautioning them to beware of using this phone!
Merely using an iPhone 5s to go shopping online brings the user in contact with merchants who use all manner of tools in order to get them to buy. Merchants know where you live. They keep track of the things that you shop for. And they try to sell you by contacting you on your iPhone with offers.
It is incredible!
Medicare Prescription Drug Plan
Did you know that we are required by law to be enrolled in a Medicare Prescription Drug Plan? I did not know that. But I received a letter from the government informing me that I failed to enroll in such a plan on May 16, 2006. Now I must pay a penalty for that lack of enrollment for the rest of my life.
The penalty amounts to about $30/month. So, for that $30, I get prescription drug coverage. I guess that if you look at this $30/month penalty in a certain way, it's like a premium. Hmmm?