7am - I may have not mentioned here on my blog before, that I am on a budget. It's $2700 per month.
I don't have $2700 per month income. My income is $1200 per month. From Social Security. The balance of $1500 per month comes from drawing down my retirement.
After the decision to go to live in Jojoba Hills was made, I began to spend money with both fists.
Twayler The trailer purchase money came from my investment portfolio.
Scampy purchase money also came from my investment portfolio. Scampy cost a fortune to equip the way I wanted him to be. That money came from my personal savings account.
When I began to buy stuff for scampy on credit, I knew that I was heading for trouble! But I ignored my own warnings!
Today from Amazon I ordered hardware for the new wood cabinet that I Blogged to you about yesterday. That purchase ran into trouble. Credit trouble. That credit card declined the Amazon hardware purchase.
Because of that credit card decline, I put myself on a credit freeze! No more credit purchases until the entire amount of my credit bill is paid off.
The total card debt right now is $2,752. I never had any amount of credit balance carry over to the next month before. Because I paid all credit purchases off each month.
Until there is no credit card balance, I'm only using debit cards! This credit freeze might curtail some of my upcoming plans.
Such is life!
My investment fund is managed by Vanguard advisers. My advisor wants me to have an investment balance that will allow me to be funded to the age of 100 years.
In the past, I figured that a funded 100 year budget was ridiculous! Because I never would live to that age. But now, I believe that my advisers budget advice makes a lot of sense.
Because of a huge improvement in my health, I may actually live to a 100 year age!!
[To be continued: I'll address my Vanguard shortfall and what I may do about that.]
1pm - Next Scampy trip
I have a plan for returning to Jojoba Hills RV Park.
I'll know for sure next week after I talk on the phone to Bob, the Park manager!